Surcharge free ATMs by branch
| Baxter/Brainerd Area | |||
| Hiway Federal Credit Union | MN DOT Building | 1991 Industrial Park Rd | Baxter |
| Midwest Bank | 805 Edgewood Dr N | Baxter | |
| Wells Fargo Bank | 15146 Dellwood Dr | Baxter | |
| Affinity Plus Credit Union | 406 W Washington | Brainerd | |
| Wells Fargo Bank | 424 W Washington | Brainerd | |
| Wells Fargo Bank | 221 4th St | Ironton | |
| St. Cloud Area | |||
| Stearns Bank | Don's Store | 310 8th St S | Albany |
| Wells Fargo Bank | 809 10th Ave N | Sartell | |
| Wells Fargo Bank | 115 First St S | Sauk Rapids | |
| Affinity Plus Credit Union | 720 4th Ave S | St Cloud | |
| Hiway Federal Credit Union | MN DOT Building | 3725 12th St N | St Cloud |
| Minnwest Bank | 31330 2nd St S | St Cloud | |
| Northern Star Bank | 300 E St Germain St | St Cloud | |
| Stearns Bank | 4191 Second St | St Cloud | |
| Stearns Financial Center | 4140 Theilman | St Cloud | |
| Wells Fargo Bank | St Cloud South | 200 33rd Ave S | St Cloud |
| Wells Fargo Bank | Westwood | 305 33rd Ave N | St Cloud |
| Wells Fargo Bank | 400 1st St S | St Cloud | |
| Fergus Falls Area | |||
| Midwest Bank | 108 Main St | Dalton | |
| Wells Fargo Bank | 220 W Washington Ave | Fergus Falls | |
| Wells Fargo Bank | 11 S Broadway | Pelican Rapids | |
| Alexandria Area | |||
| Wells Fargo Bank | 304 Maple St | Alexandria | |
| Soo Line Credit Union | 460 Franklin St | Glenwood | |
| Pequot Lakes Area | |||
| First Federal Savings Bank | 36139 County Rd 66 | Crosslake | |
| Wells Fargo Bank | 4284 Main St | Pequot Lakes | |
| Detroit Lakes Area | |||
| Midwest Bank | 421 Main Ave | Callaway | |
| Hiway Federal Credit Union | MN DOT Building | 1000 Hiway 10 W | Detroit Lakes |
| Midwest Bank | 613 Hiway 10 E | Detroit Lakes | |
| Midwest Bank | Wal-Mart Super Ctr | 1583 Hiway 10 W | Detroit Lakes |
| Wells Fargo Bank | 211 Holmes St W | Detroit Lakes | |
| Wells Fargo Bank | Central Market | 310 Hiway 10 E | Detroit Lakes |
| United Community Bank | 122 W Main | Frazee | |
| Wells Fargo Bank | 11 S Broadway | Pelican Rapids | |
| Walker Area | |||
| Affinity Plus Credit Union | 1510 Bemidji Ave N | Bemidji | |
| Hiway Federal Credit Union | MN DOT Building | 3920 Hiway 2 W | Bemidji |
| Wells Fargo Bank | 201 3rd St NW | Bemidji | |
| Wells Fargo Bank | Westridge Mall | 2024 Paul Bunyan Dr NW | Bemidji |
| State Bank of Park Rapids | 200 E 1st St | Park Rapids | |
| State Bank of Park Rapids | SuperAmerica | 1109 E 1st St | Park Rapids |
| Elk River Area | |||
| Wells Fargo Bank | Cub Foods | 1008 Hiway 55 E | Buffalo |
| The Bank of Elk River | 18185 Zane St NW | Elk River | |
| The Bank of Elk River | 846 Freeport St | Elk River | |
| The Bank of Elk River | 630 Main St | Elk River | |
| Wells Fargo Bank | 19290 Freeport St | Elk River | |
| The Bank of Elk River | 15800 88th St NE | Otsego | |