What is Identity Theft?
Identity theft occurs when someone uses your name, address, social security number, bank or credit card account numbers, passwords, or other personal information without your knowledge to commit fraud or other crimes. While online banking and e-commerce are very safe with built-in security features for your protection, to avoid identity theft you should always be careful about responding to unsolicited requests for your personal financial information via the Internet, email, phone or mail.
Be Informed. Don’t get “Phished”.
One of the most common forms of stealing your banking account information is through a process called “Phishing”. This is a scam that uses email to deceive you into disclosing personal information.
It’s easy to spot a scam … if you know what to look for.
These are clear indicators that someone is “Phishing” for your information.
Steps to avoid being “Phished”.
Even though the laws are on your side, it is wise to take an active role in protecting your information.
If you think you’ve been “Phished”, here’s what you need to do.
Where to find more information about identity theft.
For more information about identity theft and how to protect yourself visit www.consumer.gov/idtheft. This Federal Trade Commission website is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you Deter, Detect, and Defend against identity theft. While there are no guarantees about avoiding identity theft, there are steps you can take to minimize your risk and minimize the damage if a problem occurs.