Personal Savings

American National Bank offers three unique personal savings accounts. Each one personalized for your desired level of interest rate returns.

  • Regular savings accounts for all individuals and any type of business
  • Preferred savings accounts with a competitive interest rate
  • High Interest Money Market for higher yields

Regular Savings

Available for all individuals and any type of business.

  • Minimum opening deposit: $50.00
  • Minimum Balance to earn interest: $50.00
  • 15 free withdrawals can be made per calendar quarter - $1.00 fee for each additional withdrawal
  • No maintenance fee if a $50.00 minimum balance is maintained - $3.00 quartlery maintenance fee if balance is below $50.00

Preferred Savings

Earn a competitive rate of interest. The higher your balance, the more you earn!

  • Minimum opening deposit: $50.00
  • Minimum Balance to earn interest: $50.00
  • 15 free withdrawals can be made per calendar quarter - $1.00 fee for each additional withdrawal.
  • No maintenance fee if a $50.00 minimum balance is maintained - $3.00 quarterly maintenance fee if balance is below $50.00

High Interest Money Market

Offers the higher yields you would expect to see with certificates of deposit, but without the time commitment. This account also features the convenience of check access. Interest is earned on your entire balance.

  • Minimum opening deposit: $50.00
  • Six free pre-authroized withdrawals per month - $15.00 fee for each additional withdrawal, three of which may be checks or POS purchases
  • No monthly maintenance fee if a $2,500.00 minimum balance is maintained - $10.00 quarterly maintenance fee if balance is below $2,500.00