We Take Your Privacy Very Seriously

Privacy Statement

FACTS WHAT DOES AMERICAN NATIONAL BANK OF MINNESOTA DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • credit history and payment history
  • overdraft history and checking account history

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American National Bank of Minnesota choose to share; and whether you can limit this sharing

 

Reasons we can share your personal information Does American National Bank of Minnesota share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don’t Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We Don’t Share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We Don’t Share
For affiliates to market to you No We Don’t Share
For non–affiliates to market to you No We Don’t Share

 

Questions? If you have any questions regarding this notice or the information shared by us, you may reach us in a manner that is convenient to you:

  • Phone –(218) 824-7900 or (800) 940-8445 or go to www.anbmn.com

 

Who we are
Who is providing this notice? American National Bank of Minnesota
What we do
How does American National Bank of Minnesota protect my personal information? To protect information your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does American National Bank of Minnesota collect my personal information? We collect your personal information, for example, when you

  • open an account or use your credit or debit card
  • apply for a loan or make deposits or withdrawals from your account
  • show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • American National Bank of Minnesota has no affiliates
Nonaffiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • American National Bank of Minnesota does not share information with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • American National Bank of Minnesota doesn’t jointly market.