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Deposit Rates
Rates effective as of: June 2, 2008
Checking and Savings Rates
|
| Balance Range |
Minimum to Open Account |
Minimum Daily Balance to Obtain APY* |
Interest Rate |
Annual Percentage Yield |
Checking and savings rates may change after the account is opened.
Earnings may be reduced by fees. |
Personal Interest Checking |
| $0.01 or greater |
$50 |
$0.01 |
1.00% |
1.01% |
High Interest Checking |
| $0.01 to $1,499.99 |
$50 |
$0.01 |
0.99% |
1.00% |
| $1,500.00 to $24,999.99 |
l |
$1,500 |
1.49% |
1.50% |
| $25,000 or greater |
l |
$25,000 |
1.98% |
2.00% |
Business Interest Checking |
| $0.01 to $2,499.99 |
$50 |
$0.01 |
1.00% |
1.00% |
| $2,500.00 or greater |
l |
$2,500 |
1.24% |
1.25% |
Regular Savings |
| $50.00 or greater |
$50 |
$50 |
1.00% |
1.00% |
Preferred Savings |
| $50.00 to $2,499.99 |
$50 |
$50 |
1.00% |
1.00% |
| $2,500.00 to $49,999.99 |
l |
$2,500 |
1.24% |
1.25% |
| $25,000.00 or greater |
l |
$25,000 |
1.49% |
1.50% |
NEW - High Interest Money Market*** |
| $0.01 to $9,999.99 |
$50 |
$0.01 |
1.24% |
1.25% |
| $10,000.00 to $24,999.99 |
l |
$10,000 |
1.74% |
1.75% |
| $25,000.00 to $49,999.99 |
l |
$25,000 |
1.98% |
2.00% |
| $50,000.00 to $99,999.99 |
l |
$50,000 |
2.23% |
2.25% |
| $100,000.00 or greater |
l |
$100,000 |
2.47% |
2.50% |
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Rates effective as of: June 25, 2008
CD and IRA (Time Deposit) Rates**
|
| Account Term |
Minimum to Open Account |
Minimum Balance to Obtain APY* |
Interest Rate |
Annual Percentage Yield |
Earnings may be reduced by fees. |
Current Specials |
| 5 Months |
$500 |
$500 |
3.07% |
3.10% |
| 19 Months |
$500 |
$500 |
3.11% |
3.15% |
| 33 Months |
$500 |
$500 |
3.21% |
3.25% |
Additional Time Deposits |
| 91 Days |
$2,500 |
$2,500 |
2.08% |
2.10% |
| 6 Months |
$500 |
$500 |
2.24% |
2.25% |
| 9 Months |
$500 |
$500 |
2.34% |
2.35% |
| 12 Months |
$500 |
$500 |
2.48% |
2.50% |
| 18 Months |
$500 |
$500 |
2.58% |
2.60% |
| 24 Months |
$500 |
$500 |
2.77% |
2.80% |
| 30 Months |
$500 |
$500 |
2.87% |
2.90% |
| 36 Months |
$500 |
$500 |
2.97% |
3.00% |
| 48 Months |
$500 |
$500 |
2.97% |
3.00% |
| 60 Months |
$500 |
$500 |
2.97% |
3.00% |
Disclosures
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*APY is the Annual Percentage Yield
**Substantial penalty for early withdrawal
***For accounts opened June 2, 2008 or later |
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