Options, options, options! American National Bank can help you with your home ownership needs.
Be sure to check out our Real Estate Listings to find a place that works for you and your family!
|LOAN TYPE||BEST IF...||DOWN PAYMENT||RATE INFORMATION||ADDITIONAL INFORMATION|
|RURAL DEVELOPMENT||You have very little or no money for down payment||0||Fixed Rate for 30 years||
|VA||You are a veteran||0||Fixed Rate with either 15 or 30 year terms, Adjustable Rate Mortgage (ARM) products also available||
|FHA||You have some money saved for a down payment. May allows some credit "glitches"||0.035%||Fixed rate 15 or 30 year terms. Adjustable Rate Mortgage (ARM) products also available||
|CONVENTIONAL FINANCING||You have money for a down payment or access to a gift||3.00% - 20.00% +||Fixed rates 10, 15, 20 or 30 year terms. Adjustable Rate Mortgage (ARM) products also available||
|JUMBO LOANS||Your loan amount is over $548,250.00||20.00% +||Fixed Rate for 15 or 30 years, Adjustable Rate Mortgage (ARM) products available|
|IN-HOUSE||You are looking at a unique property or have a unique need||20.00% +||Variable rates, several different amortizations||