Personal Loans & Lines of Credit

Financing to help reach your goals

American National Bank of Minnesota takes pride in tailoring loans to meet your financial needs. Our products are extensive, and our lending staff is experienced. Our goal is to provide excellent service and develop a long-term relationship with you, our customer.

Our loan officers have the freedom to customize loans to fit your financial needs, offering a variety of payment plans and loan options.

Our loan officers are available weekdays during our normal business hours. However, we know you may have a busy schedule which we can accommodate with after-hours appointments.

All of our loans listed require a completed application to be submitted prior to approval and will be underwritten based on the requirements of the American National Bank of Minnesota lending policy.

If you are interested in working with one of our experienced Lenders, you can contact us or visit one of our locations.

CONSTRUCTION LOANS

Looking to build your dream home? We have a loan for that. Whether you are purchasing a lot or looking to build on one you currently own, we can provide you with the construction funds to complete your project.

HOME LOANS

Buying a home? How do you find the loan that is best for you? We have many options to choose from to meet your needs. Contact one of our lenders and they can go through the options with you to help you find the right fit.

HOME EQUITY LINES OF CREDIT

Use the equity in your residence to obtain a line of credit. The money can be used for any purpose. You choose when and what to use it for. You can even do some of the work yourself to earn more equity!

INSTALLMENT LOANS

Personal, household, auto, truck, boat, RV, snowmobile, motorcycle, and ATV loans… Whether it is an unexpected expense or one of those “toys” in life, American National Bank of Minnesota can help you meet those needs.

PERSONAL LINES OF CREDIT

You don’t own your home but still want a line of credit to make those purchases? Then a personal Line of Credit may be perfect for you. Just ask one of our professional lenders and they can review different options with you.

MINNESOTA HOUSING FINANCE AGENCY (MHFA)

American National Bank is an approved MHFA lender. Get the details to qualify from any of our professional lenders. An excellent plan for home improvements as it is a low-interest, no-closing-cost program used for various home improvements including:

  • Adding a new roof
  • Installing a new furnace
  • New septic system replacement.

FREEDOM OVERDRAFT PROTECTION

Our Freedom Overdraft Protection advances funds to your checking account to prevent it from becoming overdrawn. It gives you peace of mind knowing that when you forget about that ATM withdrawal or you make an addition error, the funds will be available.